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London, Corbin, Lexington, Richmond, and Berea Real Estate and Homes For Sale

524 Ryan Drive, Richmond, KY 40475

$469,000
  • 524 Ryan Drive, Richmond, KY 40475 Main Photo

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BEDS6 BATHS3 full 1 partial SQUARE FEET3,538 MLS#26027676
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONMagnolia Pointe SCHOOLMadison County - 8

Property Description

2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333,000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333,000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. Buyer and buyer's agent are responsible for independently verifying all financing information directly with the applicable lender(s) before relying upon it.

524 Ryan Drive | MLS# 26027676

This single family home located at 524 Ryan Drive, Richmond, KY 40475 is currently listed for sale with an asking price of $469,000. This property has 6 bedrooms and 3 full and 1 partial baths with 3538 sq. ft. Ryan Drive is located in the Magnolia Pointe subdivision within the Madison County - 8 school district. Search Magnolia Pointe real estate on www.salliedavidson.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Cooling: Electric, Heat Pump
Fireplaces: 1
Fuel Type: Electric
Garage: 2
Heating: Electric, Forced Air, Heat Pump
Lot Size: 0.33 Acres
Roof Type: Dimensional Style, Shingle
Stories: 2.0

Amenities

Breakfast Bar
Entrance Foyer
Walk-In Closet(s)
Ceiling Fan(s)

Feature Descriptions

Appliance Features: Disposal, Double Oven, Dishwasher, Microwave, Refrigerator, Cooktop
Basement Features: Exterior Entry, Full, Partially Finished, Walk-Out Access
Days on Site: 9
Exterior: Brick Veneer, Stone, Vinyl Siding
Fireplace Features: Living Room
Flooring: Carpet, Hardwood, Tile, Luxury Vinyl
HOA: Yes
HOA Fee Includes: Insurance, Maintenance Grounds
Laundry: Electric Dryer Hookup, Washer Hookup, Upper Level
Laundry Features: Electric Dryer Hookup, Washer Hookup, Upper Level
Lot Dimensions: 0.329 acre(s)
Lot Features: Landscaped
Parcel #: 0068-002G-0014
Parking Notes: Attached Garage, Driveway, Off Street, Garage Faces Front
Rooms Total: 5
Structure Type: House
Utilities: Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Window Features: Insulated Windows, Screens

Local Schools

High School: Madison Central
Middle School: Clark-Moores
Elementary School: Daniel Boone
School District: Madison County - 8

Listed By / Shown By

Listed By

Agency Name: SimpliHOM

Shown By

Agency Title: SALLIE DAVIDSON, REALTORS
Agency Phone: 606-877-3000

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Estimated Payment

$ 1,821.61 per month $1,684.82 Principal & Interest $0.00 Property Tax (data not provided by mls) $136.79 Homeowner's Insurance

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