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81 White Oak Lane, Monticello, KY 42633

$389,000
  • 81 White Oak Lane, Monticello, KY 42633 Main Photo

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New to the Market Active
BEDS2 BATHS1 full SQUARE FEET900 MLS#26005932
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONCumberland Ridge Estates SCHOOLWayne County - 70

Property Description

Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

81 White Oak Lane | MLS# 26005932

This single family home located at 81 White Oak Lane, Monticello, KY 42633 is currently listed for sale with an asking price of $389,000. This property has 2 bedrooms and 1 full baths with 900 sq. ft. White Oak Lane is located in the Cumberland Ridge Estates subdivision within the Wayne County - 70 school district. Search Cumberland Ridge Estates real estate on www.salliedavidson.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Heat Pump
Fuel Type: Electric
Garage: 2
Heating: Electric, Heat Pump
Lot Size: 1.32 Acres
Roof Type: Metal
Stories: 1.0

Amenities

Primary First Floor

Feature Descriptions

Appliance Features: Dryer, Microwave, Refrigerator, Washer, Range
Basement Features: Crawl Space
Days on Site: 3
Exterior: Vinyl Siding
Flooring: Tile, Luxury Vinyl
Laundry: Main Level
Laundry Features: Main Level
Lot Dimensions: 1.320 acre(s)
Lot Features: Wooded
Parcel #: LL-01-008.00
Parking Notes: Detached Garage
Rooms Total: 5
Structures: Guest House
Structure Type: House
Wooded: Yes

Local Schools

High School: Wayne Co
Middle School: Wayne Co
Elementary School: Bell
School District: Wayne County - 70

Listed By / Shown By

Listed By

Agency Name: Re/Max Country Lakes

Shown By

Agency Title: SALLIE DAVIDSON, REALTORS
Agency Phone: 606-877-3000

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Estimated Payment

$ 1,510.89 per month $1,397.43 Principal & Interest $0.00 Property Tax (data not provided by mls) $113.46 Homeowner's Insurance

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